Homeowners Insurance

What is Homeowners Insurance?

Homeowners insurance covers your home and belongings if they are damaged or destroyed by a covered cause like wind or fire. There are different types of policies that cover different causes of loss so it’s important to work with an experienced insurance professional when deciding on homeowners coverage. Home insurance also provides liability coverage in the event someone is injured on your property and you’re found responsible.

Do I Need Home Insurance?

Home insurance is required if you have a loan on the property. Even if you own the property, you should consider homeowners insurance.

What Types of Coverage Are Available?

  • Property Coverage: Pays to repair or replace your home if it’s damaged from a covered loss like hail or fire.
  • Personal Property Coverage: Pays to repair or replace your property if it’s stolen, vandalized, or damaged from a covered loss.
  • Liability Coverage: Covers you if someone is injured on your property and you’re deemed responsible.
  • Medical Payments: Pays for minor medical costs if someone is hurt on your property.
  • Water & Sewer Backup Coverage: Pays for damages resulting from sewer backups.
  • And More

Insurance is better with Nadon Insurance Agency