Motorcycle Insurance

What is Motorcycle Insurance?

Motorcycle insurance covers you for liability arising out of operation of your bike. If you are involved in an accident and cause bodily injury or property damage to another party, your motorcycle insurance will pay the bill up to the policy limit. You can also customize your policy to cover damage to your bike, medical payments, damage to custom equipment, and more.

Do I Need Motorcycle Insurance?

Motorcycle insurance is required to ride on public roads in the state of MN. You may also need to carry comprehensive and collision coverage if you have a loan on your bike.

What Types of Coverage Are Available?

  • Collision Coverage: Pays to repair or replace your motorcycle if it’s damaged while being driven.
  • Comprehensive Coverage: Pays to repair or replace your motorcycle if it’s stolen, vandalized, or damaged in an incident other than a collision.
  • Liability Coverage: Covers you if you injure someone or damage someone’s property while using your motorcycle.
  • Uninsured / Underinsured Motorist Coverage: Provides liability coverage in a situation where the other party would typically have coverage but doesn’t or doesn’t have enough.
  • Medical Payments Coverage: Pays for medical bills if you’re hurt while riding.
  • And More

Insurance is better with Nadon Insurance Agency